.png)
HOW IT WORKS?
-
Pick Payment Plan at Checkout: When you're buying something online or in a store, choose the payment option as your payment method. ( Klarna, Affirm, Afterpay)
-
Get Approved: The provider quickly checks if you qualify. If approved, you can split your payment into smaller chunks.
-
Pay Over Time: Instead of paying the full amount right away, you make regular, smaller payments over a few weeks or months.
-
Retailer Gets Paid: The store gets paid in full right away by the provider, so you get your items immediately.
-
Repay Provider: You make payments to the provider as agreed. They might automatically take money from your account on set dates.
-
Benefits: You get to spread out the cost and manage your budget better, and retailers can attract more customers.


WHY YOU NEED IT?
-
Manage Budget: Payment Plans lets you pay for something over time, so you don’t have to spend all your money at once.
-
Handle Cash Flow: It helps if you need something now but don’t have enough cash right away.
-
Interest-Free: Often, you can pay over time without extra fees if you keep up with payments.
-
Buy More: It lets you afford more expensive items by spreading the cost out.
-
Easy to Use: Applying for payment plans is usually quick and doesn’t need a lot of paperwork.
-
Immediate Use: You can get and use the item now, but pay for it later.
