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HOW IT WORKS?

  1. Pick Payment Plan at Checkout: When you're buying something online or in a store, choose the payment option as your payment method. ( Klarna, Affirm, Afterpay)

  2. Get Approved: The provider quickly checks if you qualify. If approved, you can split your payment into smaller chunks.

  3. Pay Over Time: Instead of paying the full amount right away, you make regular, smaller payments over a few weeks or months.

  4. Retailer Gets Paid: The store gets paid in full right away by the provider, so you get your items immediately.

  5. Repay Provider: You make payments to the  provider as agreed. They might automatically take money from your account on set dates.

  6. Benefits: You get to spread out the cost and manage your budget better, and retailers can attract more customers.

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WHY YOU NEED IT?

  1. Manage Budget: Payment Plans lets you pay for something over time, so you don’t have to spend all your money at once.

  2. Handle Cash Flow: It helps if you need something now but don’t have enough cash right away.

  3. Interest-Free: Often, you can pay over time without extra fees if you keep up with payments.

  4. Buy More: It lets you afford more expensive items by spreading the cost out.

  5. Easy to Use: Applying for payment plans is usually quick and doesn’t need a lot of paperwork.

  6. Immediate Use: You can get and use the item now, but pay for it later.

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